How and What We Build
Our main strategy for building your wealth is active investing: portfolio management that focuses on addressing volatility and changing market environments.
Jesse, our portfolio manager, spends 90% of his day on market analysis and research. He’s adjusting each client portfolio daily, weekly, and/or monthly depending on market conditions and the individual’s investment objectives and risk tolerances, all with the attention and care he devotes to the money of his own parents.
build a legacy
With active investing you get access to the kind of trading and portfolio management usually reserved for millionaires. Helping you retire when you want, leaving behind the legacy you desire.
WHY ACTIVE INVESTING MATTERS
Active investing is daily portfolio management that adjusts for broader economic, political, and social environments, with a focus on the longer-term.
01
The Strategy
The goal of our active investing strategy is longer-term, beyond the daily market volatility: capture gains when the market is going up and reduce exposure to portfolio risk when the market is doing poorly.*
02
Market Environments
Certain investments perform well in certain environments. In economic downturns, we may invest in gold and short-term bonds. If inflation worsens, we can move to commodities like natural gas, crude oil, or agriculture.
03
Professional Investor At Work
But the question is: when is the right time to move into these investments and when to move out?
This is where professional portfolio management can add value. Our dedicated trader conducts market analysis and reviews economic research every day.
A professional investment manager isn’t distracted by short-term market volatility – we have the historical context and analysis to make investment decisions that strive for each client’s investment objectives.
BUILDING WEALTH
Avoiding draw downs (e.g. drops in the markets) is one of the single most important ways to not only maintain portfolio balances but capture longer term growth.
Every time the market sinks, an investment has to rebound to it’s original value – and then perform above and beyond that – to achieve growth.
When you’re nearing retirement, you have to ask: do I have enough time to recover?
04
Some Simple Math
Say you have a hypothetical portfolio of $100k. If you invested in the S&P 500 in 2013 for a ten-year period, in 2023 you’d have a portfolio of $236k. That’s a pretty nice return.
But – if your investment portfolio avoided the worst performing months of the S&P over that same ten-year period, your balance in 2023 would be $389k. So.