HOW WE WORK WITH YOU
START WITH THE BASICS
We start with a conversation on your current financial situation: assets, debt, savings, income sources, social security, taxes , expenses.
We help you take stock of your needs: emotional, financial, and practical.
ASSESS YOUR FINANCES
We evaluate different lifetime scenarios that include future costs and the impacts of inflation.
The result is a financial strategy & path specific to your needs and risk tolerance, with complete steps on how to achieve your goals.
INVEST WITH INTENTION
Portfolio management is our main priority for building your wealth.
Our portfolio manager monitors the markets daily to position portfolios and aims to capture positive performance regardless of the market environment.*
NO HOURLY RATES. JUST THE $aum fee.
SIMPLER for us, SIMPLER for you.
Our clients pay no additional
fees for financial planning & advice
OUR SERVICES
Depending on your life stage and goals, we meet you where you’re at for a financial strategy that puts you on the path to your personal vision of financial freedom.
Portfolio Management
We actively manage brokerage accounts and IRAs with a focus on building resilience for your savings.*
For those blessed to have employer-sponsored retirement plans, we have the capability to manage these accounts using our active investing strategy applied to whatever funds your employer makes available.
To keep this type of investment service accessible, our management fee is 1% and our clients receive financial planning at no additional cost.
Retirement Planning
When our parents were hoping to retire, a chain financial advisor told them, “You can’t retire- you should have been saving more.”
With Geddi Capital, everyone has the right to retire.
There are realistic ways to make retirement possible and each personal situation is different. We can think through the hard parts for you and then with you, create a retirement plan that allows you to live the life you want, leaving behind the legacy you desire.
Student Loans
The average student loan balance in America is $40K. How can you build savings while having a monthly loan payment on top of rent and a car payment with an average-paying job?
Student loan debt can be crushing- we’ve been through it too. We provide free student loan analysis to show you ways that let you pay down debt while still living a life.
Financial Planning
We really enjoy this process. Each financial plan is a personalized labor where we conduct a comprehensive analysis of your present financial position and produce a potential financial future with complete steps on how to get there.
We take into account more than just your income and expenses. Since money is such a personal topic, our first step in financial planning is understanding you.
Old 401(k)s
Did you know you can move your retirement account from your old employer into an actively invested account?
This process is called a “rollover” and it’s a non-taxable event.
Often, the rollover process is extremely opaque. We help people get access to those hard-earned savings by:
- Serving as an advocate for you
- Conference calling with old 401k custodians
- Completing financial paperwork
Annuity Analysis
Annuities are an insurance product – not an investment. They have high fees and underperform stocks and bonds historically . There are investment alternatives with greater liquidity that are more effective in most financial situations. If you own annuities we urge you to work with us to review your options.
